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Commercial Checking

Make sure your account can keep up with your business.

Have a lot of incoming and outgoing transactions on a regular basis? No problem. Commercial Checking offers unlimited transactional capabilities at low per-item fees – plus, plenty of account management tools to keep track of it all. A monthly earnings credit can even be applied toward minimizing or offsetting monthly fees. 

Summary
  • For businesses of all sizes, typically with mid to large transaction volumes
  • $10 monthly service fee
  • Unlimited monthly transactions at low per-item fees:
    • 20¢ per debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account)
    • 30¢ per deposit made to account
    • 15¢ per check deposited
    • .0003¢ for each deposit dollar in cash
  • Monthly earnings credit available to minimize or offset fees*
  • An annualized fee based on the Parkway base rate plus 3% will be assessed if you have a negative average collected balance for the cycle
  • Free Basic package online banking & bill pay with eStatements**
  • Free MasterMoney® Debit Card
  • Free mobile banking
  • Free mobile check deposit
  • $100 minimum deposit to open

*The earnings credit rate is based on current market conditions. The earnings credit rate is based on the average collected balances less Federal Reserve Requirements. If the earnings credit exceeds the fees for any period, you will be assessed no fees, but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.

**Up to 5 accounts allowed, thereafter $3.00 for each account.