Parkway Bank Small Business Loans

Secured Lines of Credit
We offer lines of credit to businesses, primarily commercial and industrial firms that need to meet short term cash needs. This type of loan is usually secured by business assets and/or real estate. The rates are typically adjustable and the pricing is negotiable. Terms range from 90 days to one year.

Term/Short-Term Loans
We offer short term loans that are generally used to purchase assets like inventory or to provide cash for seasonal businesses. This type of loan is usually secured by business assets and/or real estate. Rates may be fixed or variable and pricing is negotiable. The term is typically one year.

Equipment Loans
These loans allow small businesses to purchase equipment, expand or improve plant facilities, or to permanently increase inventory. Typically secured by specific equipment and/or real estate, these loan rates are usually fixed and the pricing is negotiable. These loans are usually repaid by monthly installment payments within a 2 to 5-year timeframe.

Please print and fill out the Personal Financial Statement to get started with the loan application process.