Parkway Bank & Trust Co.

*Annual Percentage Yield (APY) is effective as of 5/2/2008 and is subject to change without notice. Minimum investment to open the account and obtain the APY is $2,500. There may be a penalty for early withdrawal.

33-MONTH CD 3.88% APY: Interest is compounded daily and is paid annually. If the CD is not redeemed at maturity it will automatically roll into a 3-year CD at the then current rate. Commercial accounts are not eligible.

10-MONTH CD 3.18% APY: Interest is not compounded and is paid at maturity. If the CD is not redeemed at maturity it will automatically roll into a 1-year CD at the then current rate. IRAs and commercial accounts are not eligible.

 MEMBER FDIC. EQUAL HOUSING LENDER.